To get where you need to be, you need to know where you are starting. Gather up all your statements and determine how much you owe in total. If you don’t like the answer, this negative exercise can give you the oomph to get going.
From: bankrate.com
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One big way to save money is to watch less television. There are a lot of financial benefits to this: less exposure to guilt-inducing ads, more time to focus on other things in life, less electrical use, and so on. It’s great to unwind in the evening, but seek another hobby to do that. From: thesimpledollar.com Use Ebates for up to 25% cash back: Ebates is a free online coupon site that offers up to 25% cash back from top online stores like Target, eBay, Barnes & Noble, and the Gap. From: doughroller.net A clean air filter can improve your gas mileage by up to 7%, saving you more than $100 for every 10,000 miles you drive in an average vehicle. From: thesimpledollar.com According to a survey conducted by U.S. News & World Report, 90% of people are fired from their jobs because of attitudinal or relationship problems. Only ten percent lose their jobs due to lack of skills or ability. A huge part of our success is based on our attitudes, communication and mindsets. From: ezinearticles.com According to tipping etiquette, it creates a very awkward situation to ask for change from the person you are tipping. If for some reason you don’t have a tip ready, it’s better to skip it, particularly if you can get change from somewhere else and return with your tip at some point in the future. From: about.com Reduce or eliminate recurring bills. Paying for services that you can do without (I.e. gym memberships, cable or satellite bill)? Consider evaluating whether you really can reduce the bill or get rid of it altogether. From: mensplaybook.com Pay cash for everything. Why pay cash, you ask? Well, think about paying cash. There’s something psychological about giving up the greenbacks when making purchases. The sting is likely more evident than using a credit of debit card. From: mensplaybook.com When going though a divorce become committed to recording facts, figures and events. If you call to speak to your kids – log it. Record the date, the time, the duration and the basic theme of the conversation. Record any thoughts and observations that you had after the call. From: associatedcontent.com Having your money down on paper (or spreadsheet) really helps. It’s different than just randomly spending. By knowing where those dollars are going, you’ll have more control over your money. From: mensplaybook.com
From: Getting Older Stinks
From: Getting Older Stinks Never use your credit card on the Internet if you’re not on an SSL (secure) server. Many web sites mention whether they’re secure. If you can’t determine the security of a site, check for a closed padlock icon in the lower-left corner of your screen. (The icon will often stay unlocked until you’ve opened the order page.) From: bNet Tags: money Cars break down, pipes wear out and break, and kids get sick. Don’t forget to build an emergency fund to pay for these unexpected events. From: theDigeratiLife.com Tags: budgeting |
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13 Bankers: The Wall Street Takeover and the Next Financial Meltdown