Starting a budget

When putting together a budget the best way to get started is to put together a very basic list of your monthly income (i.e. your paycheck) and expenses.

 Just give it your best guess. Stick to listing things you can easily identify: rent, car payment, insurance, utilities (you get the picture). As time goes by you can add more detail.

From: personalbudgeting.com

Exercise a little at a time

Do tasks like carrying groceries and climbing stairs. This helps you feel more energetic over the course of the day.

From webmd.com.

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Infuse your life with power

"You can infuse your life with the power of prevention incrementally and fairly painlessly, and yes, doing something, no matter how small, is infinitely better for you than doing nothing," says David Katz, MD, MPH, director of Yale University’s Prevention Research Center and of the Yale Preventive Medicine Center.

From: medicinenet.com

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Wear Your Seat Belt

Statistics show that seat belts add to longevity and help alleviate potential injuries in car crashes. Thought for the day: Buckle down and buckle up.

From: Health-Fitness-Tips.com

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Financially managing going back to school

Returning to school often involves financial sacrifices, but there are ways to lessen the bite. Personal savings, financial aid, private loans, and employer-funded tuition may be available to you, and education tax credits and deductions can help you out at tax time.

From: 360financialliteracy.org

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